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Disclaimer

This website is provided for general information and educational purposes only.

While every effort has been made to ensure accuracy — including referencing publicly available legislation, ATO guidance, and worked examples — no guarantee is made that all information is complete, current, or free from error. Tax law, government policy, administrative practice, and interpretation may change over time, and individual circumstances can materially affect outcomes.

Nothing on this site constitutes financial advice, tax advice, legal advice, or personal recommendations. The information presented is general in nature and does not take into account your objectives, financial situation, or needs.

Before making any financial decision — including entering into a novated lease or salary packaging arrangement — you should consider seeking advice from a qualified accountant, registered tax agent, or financial adviser who is familiar with your personal circumstances.

Any tools, spreadsheets, calculators, or examples provided are intended to assist understanding only. Use of this site and any accompanying materials is entirely at your own discretion and risk. Importantly, the accuracy of any spreadsheet calculations relies on correct entry of input variables.

This website is independent and is not affiliated with, endorsed by, or associated with any novated lease provider, financier, employer, or salary packaging company. No commissions, referral fees, or other benefits are received from novated lease providers in connection with the content on this site, except the 100% optional "cuppa" or use of referral link.

Errors or omissions are possible, and constructive corrections are welcome.

Optional Support

Both this guide and the spreadsheet are free. If they prove helpful, consider: